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Azucena Paredes' grandmother Tomasa Morcillo, 87, waits in the lounge during their eviction in Madrid, Friday, Nov. 18, 2011. As in many European countries, Spanish mortgages are not like US-style ones in which defaulters can return the keys to the bank and walk away from their debt, albeit with their credit rating in ruins. Here, mortgage holders not only have to give the house back, but also pay off bank debt. If they cannot, upon their death it is passed on to their relatives. (AP Photo/Arturo Rodriguez)