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FILE - The seal of the Board of Governors of the United States Federal Reserve System is displayed in the ground at the Marriner S. Eccles Federal Reserve Board Building in Washington, Feb. 5, 2018. On Friday, April 14, 2023, The Associated Press reported on stories circulating online incorrectly claiming that a new Federal Reserve digital app, FedNow, will eliminate physical cash. (AP Photo/Andrew Harnik, File)