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Mark Scheffler, the CEO of The Appleton Group financial advisory, steps out into a downtown plaza in Appleton, Wis., Monday, Aug. 17, 2020. "The economy isn't working for everyone," said Scheffler, "If the promise of capitalism is to improve people's lives simply by the economy getting bigger, it's not working. Small farmers have known that for generations." A self-defined political independent, Scheffler was unsurprised that segments of Appleton's economy are suffering even as he believes the long-term outlook for the community is strong. The 50 year-old became an investment adviser decades ago after failing to land a job in Appleton as a music teacher and he thinks about the economy and financial markets as resembling an orchestral score in which there are multiple instruments playing all at once. (AP Photo/David Goldman)